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Insurance Solutions for Non-Profits & Human Services

At Arroyo, we understand the complex and unique exposures faced by the non-profit and human services sector. We put together specialized risk management programs to protect your organization, employees, directors and officers, volunteers, participants, and donors. We provide all lines of Property and Liability insurance as well as specialized coverages to safeguard your organization from today’s risks. We also represent the largest, financially sound insurance carriers that specialize in the non-profit industry. 

Our goal is to assist you in continuing to perform the great work you do in communities throughout the Southland. This means balancing your need to mitigate and transfer risk with the need to control costs and have the ability to keep your operation running. 

Types of Non-Profits/Human Services We Cover

Our insurance solutions cater to many types of non-profit and human services organizations, including:

  • Adult and Family Services
  • Big Brothers/Big Sisters
  • Boys & Girls Club Chapters
  • Fraternal Organizations
  • MRDDs
  • Senior Services
  • Counseling Services
  • Community Action Agencies
  • Pregnancy Help Centers
  • Art and Cultural Organizations
  • Foundations & Fund-Raising Organizations
  • Historical Societies
  • Charter Schools

Our Specialty Insurance Products for Non-Profits

  • Directors & Officers Liability
  • Professional Liability (Errors & Omissions)
  • Sexual/Physical Misconduct Liability
  • General Liability
  • Commercial Umbrella
  • Commercial Property, including Business Interruption
  • Crime
  • Commercial Auto including Non-Owned & Hired Coverage
  • Cyber Liability
  • Employee Benefits Liability
  • Workers Compensation

Arroyo has been working with the not-for-profit community for more than two decades, providing tailored risk management products and services to organizations all over Southern California.