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Insurance Made Especially for Craft Brewers

California is the birthplace of the American craft brewing movement and at the forefront of the industry’s growth. Today, there are more than 900 craft breweries throughout the state, supporting nearly 50,000 jobs and generating more than $7 billion annually. At Arroyo, we’re committed to supporting this growing industry with custom-tailored insurance solutions specifically designed to match the unique risk exposures faced by breweries of all sizes. Whether your brewery is a family operation, a new venture you’ve been dreaming about, or a multi-state operation, we have the expertise to address the complicated risks that come with this rewarding business. We cover everything from guest slip and falls while visiting your facility for taste testing and tours, to product recall and contamination, equipment failure, and more. 

Handcrafted Insurance Solutions

At Arroyo, we have the longstanding relationships with underwriters that specialize in what you do. These market relationships, combined with our knowledge of the risks you face every day, allow us to deliver excellent protection at the most affordable rates. Our portfolio of insurance products include:

  • General Liability
  • Product Liability
  • Products Recall
  • Liquor Liability
  • Commercial Auto
  • Property Insurance
  • Business Income & Extra Expense
  • Crime Coverage
  • Food Contamination
  • Property in Transit
  • Beer Contamination
  • Tank Leakage/Tank Collapse
  • Special Events
  • Employment Practices Liability
  • Directors & Officers Liability
  • Workers’ Compensation

In addition, we offer the required coverages to protect your product while in storage, including spillage or leakage, fire, theft and vandalism, utility or refrigeration outages, supply chain or logistics problems or delays, transportation and trucking exposures and more.