Bill grew up locally in Glendale. He studied business at USD and graduated in 1976 with a Bachelor’s degree in Business Administration. Shortly after college, Bill joined his family insurance agency in 1978. His focus is on providing business insurance to his commercial clients with an emphasis on small to medium size companies who benefit from the breadth of knowledge he brings to the table. In 1999, along with his partners, Bob Knauf and Bill Olhasso, Knauf Insurance Agency joined Arroyo Insurance Services. The decision to join Arroyo was a natural as Bill, Bob and Bill can continue to operate their branch office while gaining the benefits of being involved with a regional broker. He has been involved in the local Insurance Association for years and was president in 1995. He is also involved in Glendale Rotary and Pasadena Elks Lodge.
Bill’s insurance business career spans over 35 years. Within the property/casualty marketplace, he specializes in Lawyers Professional Liability Insurance. He has been affiliated with Johnson & Higgins, Arthur J Gallagher, Willis and, for the past eighteen years, with Arroyo Insurance Services. Bill served on Arroyo’s Executive Committee for eight years and as president from 2012-2013. Arroyo Insurance Services is a group of selected independent insurance agencies created for greater marketing strength and professional expertise.
Bill is a fourth-generation Southern Californian of Basque decent. He is a graduate of Marquette University and served as a Lieutenant, US Army, stationed in Korea. He’s been married 37 years to his best friend, Laura and they have two children: Megan, 33, marine biologist at the Georgia Aquarium, and Beth, 32, a lobbyist in Sacramento specializing in water and renewable energy issues.
Bob started his insurance career in 1982 and works with business clients in developing comprehensive insurance programs that fit with each of their unique risk tolerance. From new start-up businesses to mature companies, Bob works to align insurance premiums with their budgetary needs while explaining and educating clients on products to help reduce their risk profile. He enjoys working with all types of companies, including providing his expertise to start-ups looking for budget-conscious solutions in the early years and educating owners and management on their needs as a company grows. Bob grew up in Southern California, attended college at CSU Chico, and worked in banking for four years before joining the insurance industry. He is married with two children and enjoys refereeing soccer for AYSO. He is also a lifelong snow skier, which he enjoys.
Adam Caruso serves as a Principal and CEO of the Arroyo Los Angeles office. Adam has almost 30 years of experience in the insurance industry and has held numerous leadership roles in insurance. Adam also started his own successful brokerage firm and provided executive leadership to all divisions before moving on to other dynamic roles serving the risk management needs for individuals and businesses.
With his extensive background in almost all lines of Commercial Insurance, Adam has the ability to take a deep look at your needs and consult with you to build a set of policies that provide you comprehensive risk management. He is a native of Southern California and he enjoys golfing and travel with his wife and
When dealing with complicated insurance and risk management issues, nothing beats the wisdom that experience creates. Arroyo Insurance Services welcome the opportunity to discuss your insurance challenges and to put into place solution that help protect your assets and property, reduce costs and drive profits.
LET’S TALK: (855) 614-1403