Protect your home away from home.

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We’ve Got You Covered with Motorhome Insurance

Arroyo provides motor homeowners protection for you and your family both while on the road, and while your rig is parked. We offer competitive and comprehensive policies so that you can hit the open road with confidence that your investment and your assets are protected.

General Coverages

  • Contents coverage pays to replace property in your motor home that is damaged by fire or lightning.
  • Liability coverage provides protection for property damage or bodily injury claims by a third party that result when you are found legally responsible for a car accident.
  • Medical Payments coverage assures that you and the passengers of your motor home will receive necessary medical and dental treatment following injuries sustained in a covered accident, regardless of who caused the accident.
  • Uninsured Motorists coverage will pay for injury expenses incurred if you or your passengers are involved in an accident with an uninsured motorist, including hit and runs.
  • Underinsured Motorists coverage pays for bodily injury claims following an accident with another driver who is found legally responsible but does not carry enough insurance to cover your expenses.

Damage to Your Motor Home

  • Collision coverage pays for damage to your vehicle caused by accidental impact with another vehicle or object, or if your vehicle overturns.
  • Comprehensive coverage offers payment to cover most types of damage to your motor home resulting from a situation other than a collision, including fire, theft, flood, vandalism, and impact with an animal. Damages not typically covered include normal wear and tear, mechanical and electrical breakdowns, and flat tires.

Additional Coverages Available

  • Towing and Labor pays your towing and labor charges each time your motor home becomes disabled.
  • Rental Reimbursement covers rental car charges when your vehicle is damaged by a covered comprehensive or collision claim.
  • Sound System pays for certain types of losses to your motor home sound system, up to the policy limit.